Corporate Fixed Deposits

What are Corporate Fixed Deposits?

Company Fixed Deposit (corporate FD) is a term deposit which is held over fixed period at fixed rates of interest. Company Fixed Deposits are offered by Financial and Non-Banking financial companies (NBFCs). The maturities of various company fixed deposits can range from a few months to a few years. Choose from multiple company fixed deposits options varying in tenures, interest rates and institutions to suit your investment needs. Avail stable returns and benefit from much reduced volatility through a wide range of AAA and AA-rated Company Fixed Deposits.

Why Corporate Fixed Deposits?

• Higher Returns:- Enjoy greater payoffs from Corporate FDs as compared to Bank FDs.

• Flexibility:- Choose Corporate FDs as per your preference from a variety of tenures such as, monthly, quarterly, half-yearly or yearly.

• Liquidity:- Enjoy better liquidity with Corporate FDs with a lower lock-in period than Banks

• Lower Risk:- Avail the benefit of reduced risks with Corporate FDs which are backed by reputed rating agencies.

How to choose a Corporate Fixed Deposit?

• Credit Rating:- Choose a higher-rated corporate FDs based on its credit rating which indicates the underlying risk of the company.

• Company Background:- Assess a company’s business viability by referring to its Financial Statements, Management Discussion and Analysis (MD & A).

• Repayment History:- Companies repayment history helps to determine company’s credit score, credibility and stability.